Comment posted Debt Reduction Lessons – Responsible Credit Card Use by JRodriguez757.

Great information. Most credit card holders completely ignore these facts.

JRodriguez757 also commented

• i just got a credit card for myself from credit companies rejecting me for long time. thanks for the tip
• The Bank ALWAYS WINS
  and you ALWAYS LOSE !
• Be safer, don’t use credit cards at all. Failsafe way is Dave Ramsey method.
  Green is king!
• Tip number 8…Always take a drink of water before making avideo, so that you don’t have to swallow loudly every 10 seconds.
  OK advice I guess…Nothing earth shaking.
• I’ll keep that in mind, thanks

Recent comments by JRodriguez757

• Credit Repair Kit For Dummies
  I bought the book and found it easy to read and helpful. The section on how to clean up your credit report was particularly useful for me. Cleaning up my report will hopefully allow me to qualify for the home loan I will be applying for soon. I only read the sections that applied to my financial situation, but I will keep the book handy to help with any future credit repair needs. S. Green
  Rating: 5 / 5
• Credit Repair Kit For Dummies
  I read this book in hopes that it would indeed help me to start repairing my credit. It is all fluff and filler as my title states. It doesn’t really explain to you how to do anything. It definitely doesn’t help anyone dealing with collection agencies. It doesn’t tell you anything about debt validation, which a collection agency is required to provide upon request. Honestly this doesn’t even touch the tip of the iceberg.

  My summary of the book which will save you the cost of buying: pay your bills on time, check your credit report at least once a year, if your score is low you won’t get anything, oh and this guy ran a credit counseling agency.
  Rating: 1 / 5

• Credit Repair Kit For Dummies
  Unfortunatly I never received this book. Never received a confirmation number to track it. Overall very disappointed.
  Rating: 1 / 5
• Credit Repair Kit For Dummies
  A good tutorial for people in all financial conditions. The author really knows his stuff.
  Rating: 5 / 5
• Zilch Standard – Debt Reduction
  This software is great. If you want to get out of debt fast including your mortage [if you have one] then this software is the tool for you.

  1) Get all your financial data together.

  2) Enter the information.

  3) Bingo! You now have a plan.

  This tool takes into account all of the details surrounding your debts, interest rates, current payments, outstanding balance, etc… and quickly and easily turns it all into a month-by-month detailed debt elimination plan.

  You’ll know exactly when you can have that debt-free party, and
  you will have all the help and motivation you need – when you see the balance of your debts shrinking in months not years.

  With just the click of the mouse you can print your month-by-month payment and balance schedules and be on your way to financial security.

  Think about it…we all complain that we are not paid enough, but how much money would you really have, if you didn’t have the following payments:

  * Credit card payments

  * Car payments

  * Store cards payments

  * Mortgage payments

  Just add them up and see for yourself… I did!

  Stop giving your money away… Stop making your bank rich… Stop making your credit card company rich… Stop making your mortgage company rich. Because, has long as you keep giving them your money [INTEREST PAYMENTS]… guess what? They’ll keep taking it.

  REMEMBER: With this software:

  *You don’t have to think about.

  *It’s all done for you.

  *Just fill in the blanks.
  Rating: 5 / 5

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